The Code with so much to offer

Dial *5045# to begin

Banking is as easy as ABC with our USSD Banking. Dial *5045#, register using any phone and carry out 90% of your transactions on the go without data or airtime.

Key Features & Services

  • Balance Enquiry - *5045*5*1#
  • Money Transfers (Lotus to Other Banks) - *5045*3*Amount*Account number#
  • Buy Airtime (for self) - *5045*amount#
  • Buy Airtime (for others) - *5045*amount*phonenumber#
  • Data - *5045*2*#
  • Money Transfers (Lotus to Lotus) - *5045*amount*accountNumber#

Paperless Branches

Our Paperless branches aim to embody the bank’s ethos to create value and growth through digital innovation by offering both self-service and assisted banking solutions, powered by digital technology.

With our paperless branches, you can deposit and withdraw cash, apply for financing and much more with the use of biometrics only.

In addition to touchscreens and tablets offering information and product guidance to customers, trained universal bankers are present to guide customers and offer personalized assistance with accessing the right digital solutions for their transactions.

It’s not only innovative but also good for the environment too.

Visit our Flagship Branch to experience our digital world.

LOTUS Mobile Banking

Our mobile app is easy and convenient. Check balances, pay bills, send money, or get offers, withdraw cash and more. Access is simple through LOTUS Mobile Banking.

Key Features & Services

  • Open Accounts - There is no need to visit the branch to open an account. It’s all at your fingertips.
  • Money Transfers - Sending money is easy and convenient with the LOTUS Bank App. And you're assured it's always secure.
  • Pay Bills - Whatever your bill is- Utilities or Cable bills- Paying them is easier with LOTUS Mobile Banking.
  • Manage Your Cards - You can view your card details, control your card and enquiry for a new card with just one click.
  • E-Statements - View & Download your E-Statements easily on the LOTUS app.
  • New Cheque Book Request - Order a cheque book and request for the delivery to your doorstep.
  • Card less Cash Withdrawal - Walk to any ATM and withdraw cash, without any need for a Card.
  • Safe & Secure - Use your PIN or Fingerprint for authorization.

LOTUS Online Banking

Sign in or Register

You can be sure to carry out online banking transactions that are fast and secure. No matter where you are, your transactions will be carried out instantly. Log on or register for Internet Banking in just a few minutes. It’s safe and secure.

Key Features & Services

  • Money Transfers - Transfers from your account to any Bank account in Nigeria.
  • Account Monitoring - Check your balance, monitor transactions, and print your account statement.
  • Payments - Pay utility bills, transfer funds between your accounts and to other beneficiaries.
  • Cheque & Cards - Request, confirm and stop cheques as well as request for a New LOTUS Card
  • FX Transfers - Transfer foreign currencies (Dollars, +Pounds, Euro) from your domiciliary account to anyone in the world
  • Update your Personal Information - Change password and update your details.

Ready to make great ? Let’s work together