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Personal Checking

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Personal Deposits

If you are interested in our Personal Deposit services be sure to click below to contact us so we can help you get started today!

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Lotus Checking

The perfect basic checking account for those that don't write a lot of checks.

  • Unlimited deposits and withdrawals
  • No service charge with $100 minimum monthly balance
  • Free online banking
  • Up to 10 free foreign ATM transactions per month
  • Monthly service charge is waived when a direct deposit is established and maintained in account

Lotus Emerald Checking

Designed for consumers 50+, this account offers free checks, gift cards, special rates on CD's and more!

  • Interest-bearing checking account
  • Tiered interest rate
  • Interest paid monthly
  • Unlimited deposits and withdrawals
  • No service charge with $250 minimum monthly balance
  • Free checks
  • Free official checks
  • .10% increase on CD and IRA rates
  • Free online banking
  • Up to 10 free foreign ATM transactions per month
  • Monthly service charge is waived when a direct deposit is established and maintained in account

Lotus Premium Plus Checking

High rate interest checking account includes free cashier's checks, free notary service and attractive rates on home equity lines.

  • Interest-bearing checking account
  • Tiered interest rate
  • Interest paid monthly
  • Unlimited deposits and withdrawals
  • No service charge with $2,500 minimum monthly balance
  • Free cashier's checks
  • Free notary service
  • Discount on safe deposit boxes
  • Home equity line of credit
  • Free online banking
  • Up to 10 free foreign ATM transactions per month

Lotus Student Checking

We've tailored our Student Checking to help you simplify your life and make managing your finances easier!

  • Custom checks with your college logo*
  • No minimum balance
  • No monthly maintenance fees
  • Free online banking
  • Free online bill pay
  • Free ATM/Debit Card
  • Free ATM/Debit Card Protective Sleeve
  • Up to 10 free foreign ATM transactions per month

*subject to availability


Lotus E-Banking Checking

  • No minimum balance
  • No monthly maintenance fees when a direct deposit is established and maintained in account 
  • Paperless statement
  • Free online banking and bill pay
  • Free ATM/Debit Card 
  • Up to 10 free foreign ATM transactions per month

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