About us

LOTUS BANK is a Non-Interest Nigerian Bank deeply rooted in ethical banking, committed to ethical investing and ethical prosperity. We are committed to deepening financial inclusion and broadening the array of non-interest products available to the banked, unbanked, and under-banked population.

Our values are bold, ethical, and births new ideas. They are a testament to our desire to deliver a differentiated customer experience that supports Nigerian businesses and delivers shareholder value. We’re Proud to PARTNER. What are you waiting for? Bank with LOTUS ™.

Vision, Mission & Core Values

Our Culture is shaped by adherence to a set of values that cover all our stakeholders and helps us achieve our ambitious Vision and Mission

Our Mission

To create value and growth for all through digital innovation and best-in-class customer experience.

Our Vision

To consistently provide innovative solutions that drive ethical prosperity for all stakeholders.

LOTUS Core Values

Core Values

Our Values have been articulated to reflect the true Spirit of LOTUS

  • Innovation
  • Leadership
  • Excellence
  • Professionalism
  • Integrity
  • Team Spirit
  • Empathy
  • Social Impact

Why choose LOTUS Bank?



We are accessible from anywhere in the world to serve you 24/7 via our Digital Channels.



We offer a range of affordable banking products to fit different lifestyles.



We work hand-in-hand with you to achieve your aspirations.

What makes LOTUS different

  • We are interest-free.
  • We share your risks as well as your profits via equity participation.
  • We embrace environmentally and socially conscious practices.
  • We don’t finance harmful items, e.g., guns, tobacco, alcohol, and gambling.
  • We don’t finance or partner with businesses that are uncertain and involve speculation.

Ready to make great ? Let’s work together